Our executive team channels decades of micro-finance, risk, and technology expertise to power EFC Zambia’s day-to-day innovation and client service.
Seasoned leaders, spanning investment, accounting, and governance, guide strategy and safeguard our mission to expand opportunity for Zambia’s MSMEs.
Loans for MSMEs that require financial services as a means of empowerment.
EFC helps businesses with different capacities with various challenges.
EFC improves quality of life by offering Home Improvement Loans
EFC Zambia offers Salary-Backed Loans to clients in the formal Sector.
Asset financing helps you upgrade vehicles, machinery, or power equipment
Access working capital upfront to fulfil reputable purchase orders
Offers working capital by unlocking immediate cash against confirmed invoices.
Edu Finance supports funding school improvements, tuition, or teacher salaries
Dial *8899# or open the EFC Mobile App to bank 24/7, check balances, pay bills, and track loans wherever business takes you.
Pay loans or bills instantly through MTN MoMo, Airtel Money, Zamtel Kwacha, or our nationwide agent network
