Skip to content

Careers
Financial Statements
FAQs

Locations
Contact Us

Internet Banking

Internet Banking

About
- Letter from CEO
Our Team
- The Team Menu
  
  Management Team
  
  Our executive team channels decades of micro-finance, risk, and technology expertise to power EFC Zambia’s day-to-day innovation and client service.
  
  View the Team
  
  Board of Directors
  
  Seasoned leaders, spanning investment, accounting, and governance, guide strategy and safeguard our mission to expand opportunity for Zambia’s MSMEs.
  
  View the Directors
Loan Products
- Col 1
  - Nested Col 1_a
    
    Business Loans
    
    Loans for MSMEs that require financial services as a means of empowerment.
    
    Learn More
  - Nested Col 1_b
    
    Women Market Traders' Loan
    
    EFC helps businesses with different capacities with various challenges.
    
    Learn More
- Col 2
  - Nested Col 2_a
    
    Home Improvement Loans
    
    EFC improves quality of life by offering Home Improvement Loans
    
    Learn More
  - Nested Col 2_b
    
    Salary Backed Loans
    
    EFC Zambia offers Salary-Backed Loans to clients in the formal Sector.
    
    Learn More
- Col 3
  - Nested Col 3_a
    
    Asset Finance
    
    Asset financing helps you upgrade vehicles, machinery, or power equipment
    
    Learn More
  - Nested Col 3_b
    
    Order Finance
    
    Access working capital upfront to fulfil reputable purchase orders
    
    Learn More
- Col 4
  - Nested Col 4_a
    
    Invoice Discounting
    
    Offers working capital by unlocking immediate cash against confirmed invoices.
    
    Learn More
  - Nested Col 4_b
    
    Edu Finance
    
    Edu Finance supports funding school improvements, tuition, or teacher salaries
    
    Learn More
Savings & Deposit Products
Digital
- Digital Menu
  
  Digital Banking
  
  Dial *8899# or open the EFC Mobile App to bank 24/7, check balances, pay bills, and track loans wherever business takes you.
  
  Learn More
  
  Payment Channels
  
  Pay loans or bills instantly through MTN MoMo, Airtel Money, Zamtel Kwacha, or our nationwide agent network
  
  Learn More
Promotions
News
Gallery

Locations
Contact Us

About
- Letter from CEO
Our Team
- The Team Menu
  
  Management Team
  
  Our executive team channels decades of micro-finance, risk, and technology expertise to power EFC Zambia’s day-to-day innovation and client service.
  
  View the Team
  
  Board of Directors
  
  Seasoned leaders, spanning investment, accounting, and governance, guide strategy and safeguard our mission to expand opportunity for Zambia’s MSMEs.
  
  View the Directors
Loan Products
- Col 1
  - Nested Col 1_a
    
    Business Loans
    
    Loans for MSMEs that require financial services as a means of empowerment.
    
    Learn More
  - Nested Col 1_b
    
    Women Market Traders' Loan
    
    EFC helps businesses with different capacities with various challenges.
    
    Learn More
- Col 2
  - Nested Col 2_a
    
    Home Improvement Loans
    
    EFC improves quality of life by offering Home Improvement Loans
    
    Learn More
  - Nested Col 2_b
    
    Salary Backed Loans
    
    EFC Zambia offers Salary-Backed Loans to clients in the formal Sector.
    
    Learn More
- Col 3
  - Nested Col 3_a
    
    Asset Finance
    
    Asset financing helps you upgrade vehicles, machinery, or power equipment
    
    Learn More
  - Nested Col 3_b
    
    Order Finance
    
    Access working capital upfront to fulfil reputable purchase orders
    
    Learn More
- Col 4
  - Nested Col 4_a
    
    Invoice Discounting
    
    Offers working capital by unlocking immediate cash against confirmed invoices.
    
    Learn More
  - Nested Col 4_b
    
    Edu Finance
    
    Edu Finance supports funding school improvements, tuition, or teacher salaries
    
    Learn More
Savings & Deposit Products
Digital
- Digital Menu
  
  Digital Banking
  
  Dial *8899# or open the EFC Mobile App to bank 24/7, check balances, pay bills, and track loans wherever business takes you.
  
  Learn More
  
  Payment Channels
  
  Pay loans or bills instantly through MTN MoMo, Airtel Money, Zamtel Kwacha, or our nationwide agent network
  
  Learn More
Promotions
News
Gallery

Locations
Contact Us

Internet Banking

Internet Banking

About
- Letter from CEO
Our Team
- The Team Menu
  
  Management Team
  
  Our executive team channels decades of micro-finance, risk, and technology expertise to power EFC Zambia’s day-to-day innovation and client service.
  
  View the Team
  
  Board of Directors
  
  Seasoned leaders, spanning investment, accounting, and governance, guide strategy and safeguard our mission to expand opportunity for Zambia’s MSMEs.
  
  View the Directors
Loan Products
- Col 1
  - Nested Col 1_a
    
    Business Loans
    
    Loans for MSMEs that require financial services as a means of empowerment.
    
    Learn More
  - Nested Col 1_b
    
    Women Market Traders' Loan
    
    EFC helps businesses with different capacities with various challenges.
    
    Learn More
- Col 2
  - Nested Col 2_a
    
    Home Improvement Loans
    
    EFC improves quality of life by offering Home Improvement Loans
    
    Learn More
  - Nested Col 2_b
    
    Salary Backed Loans
    
    EFC Zambia offers Salary-Backed Loans to clients in the formal Sector.
    
    Learn More
- Col 3
  - Nested Col 3_a
    
    Asset Finance
    
    Asset financing helps you upgrade vehicles, machinery, or power equipment
    
    Learn More
  - Nested Col 3_b
    
    Order Finance
    
    Access working capital upfront to fulfil reputable purchase orders
    
    Learn More
- Col 4
  - Nested Col 4_a
    
    Invoice Discounting
    
    Offers working capital by unlocking immediate cash against confirmed invoices.
    
    Learn More
  - Nested Col 4_b
    
    Edu Finance
    
    Edu Finance supports funding school improvements, tuition, or teacher salaries
    
    Learn More
Savings & Deposit Products
Digital
- Digital Menu
  
  Digital Banking
  
  Dial *8899# or open the EFC Mobile App to bank 24/7, check balances, pay bills, and track loans wherever business takes you.
  
  Learn More
  
  Payment Channels
  
  Pay loans or bills instantly through MTN MoMo, Airtel Money, Zamtel Kwacha, or our nationwide agent network
  
  Learn More
Promotions
News
Gallery

Locations
Contact Us

About
- Letter from CEO
Our Team
- The Team Menu
  
  Management Team
  
  Our executive team channels decades of micro-finance, risk, and technology expertise to power EFC Zambia’s day-to-day innovation and client service.
  
  View the Team
  
  Board of Directors
  
  Seasoned leaders, spanning investment, accounting, and governance, guide strategy and safeguard our mission to expand opportunity for Zambia’s MSMEs.
  
  View the Directors
Loan Products
- Col 1
  - Nested Col 1_a
    
    Business Loans
    
    Loans for MSMEs that require financial services as a means of empowerment.
    
    Learn More
  - Nested Col 1_b
    
    Women Market Traders' Loan
    
    EFC helps businesses with different capacities with various challenges.
    
    Learn More
- Col 2
  - Nested Col 2_a
    
    Home Improvement Loans
    
    EFC improves quality of life by offering Home Improvement Loans
    
    Learn More
  - Nested Col 2_b
    
    Salary Backed Loans
    
    EFC Zambia offers Salary-Backed Loans to clients in the formal Sector.
    
    Learn More
- Col 3
  - Nested Col 3_a
    
    Asset Finance
    
    Asset financing helps you upgrade vehicles, machinery, or power equipment
    
    Learn More
  - Nested Col 3_b
    
    Order Finance
    
    Access working capital upfront to fulfil reputable purchase orders
    
    Learn More
- Col 4
  - Nested Col 4_a
    
    Invoice Discounting
    
    Offers working capital by unlocking immediate cash against confirmed invoices.
    
    Learn More
  - Nested Col 4_b
    
    Edu Finance
    
    Edu Finance supports funding school improvements, tuition, or teacher salaries
    
    Learn More
Savings & Deposit Products
Digital
- Digital Menu
  
  Digital Banking
  
  Dial *8899# or open the EFC Mobile App to bank 24/7, check balances, pay bills, and track loans wherever business takes you.
  
  Learn More
  
  Payment Channels
  
  Pay loans or bills instantly through MTN MoMo, Airtel Money, Zamtel Kwacha, or our nationwide agent network
  
  Learn More
Promotions
News
Gallery

Announcements

EFC Chief Executive Officer

Message from CEO

By Hags / June 20, 2025

I am delighted to introduce the Entrepreneurs Financial Centre – EFC Zambia Corporate Website which will give you an insight […]

Entrepreneurs Financial Centre (EFC) is a licensed deposit-taking microfinance institution, focused on supporting micro, small, and medium-sized enterprises (MSMEs) with tailored financial services.

Quick Links

About EFC
Savings & Deposit Accounts
Careers
Complaints Procedure
Customer Service Charter

Socials

Linkedin
Facebook
Youtube
Instagram

Contact Us

Pangaea Office Park, Arcades, Lusaka, Zambia
customercare@efczambia.com.zm
+260 211 420200

Copyright © 2025 Entrepreneurs Financial Centre | Powered by éclat media

Start typing and press enter to search

Search...

Scroll to Top